Mortgage Renewal in Regina, SK

Renewing an existing mortgage isn’t always as easy as just signing the same papers you signed with the same interest rate and options 3 (or more!) years earlier. Just like all other mortgage options, there are important variables to consider and it’s important to have an experienced and knowledgeable mortgage broker help you through this process too!

Negotiate Your Renewal

Mortgage renewals are one of the most neglected decisions made during the life of a mortgage. Many homeowners stay with their existing mortgage lender because they believe it is too time-consuming to shop around for a better rate. Or, they may think the offer from their existing bank is the best deal available. This is not true. 

The best time to start looking at renewing your existing mortgage is 120 days before your maturity date. If your existing lender has sent you a renewal offer in the mail, the first thing you should do is send it to me so I can give you a second opinion. Never just sign the offer, there is always room to negotiate. I am here to help you, so that you don’t have to do those negotiations alone!

Negotiating Mortgage Renewal

Be Informed 

Having multiple lenders compete for your business is a great way to ensure you get the best rate for your situation. I deal with multiple lending institutions, including major banks, credit unions, trusts, and other national and regional lenders.

So this  meansI have significant negotiating power behind my quest to find the best mortgage to fit your specific situation. 

 The Process

Review: Review current mortgage/lender to see where rates are at

Evaluate: Determine if you are going to move to a new lender

Collect: Collection of documents

Apply: Application sent to lender

The Committment: Receive and sign the commitment from lender

Sign: Signing with the lawyer

Wait: Wait for your renewal date


From Baltic Avenue to Boardwalk, I can help you finance it!