Saving for a Downpayment? Some Advice Along the Way!

If you are looking to purchase a property in the next while, you probably already know that you need at least 5% of the purchase price as a downpayment. Saving a bigger downpayment, let’s say 10%, certainly increases your chances of securing financing. While...

4 DIY Solutions for Your Bathroom Space

All of us are looking for ways to make our living spaces more efficient whilst keeping the style intact; and certainly the bathroom space is no exception. The question becomes, “How do I do this without spending a small fortune on renovations and upgrades?” The answer...

House Hacks: How to Make Small Spaces, Big

In 2016, the tiny house/small living space movement is in full swing. Individuals are choosing to live with less: less stuff, less square footage, less of a footprint. However, as these small living spaces become more of the “norm”, the people who inhabit them are...

How (Not) to Consolidate Debt

By Sandi Martin of Spring Personal Finance.The point: it doesn’t matter what method you use to pay off debt, or if you use any method at all. What matters is that you stop creating new debt.It’s out there: the mathematically precise, strictly rational formula for...